TCIS-The Complete Insurance Source

Choosing an Independent Insurance Agent - Travelers Insurance

2012-02-06T13:05:00.000-05:00

How to Opt Out of Receiving The Yellow Pages

2011-08-23T12:47:00.005-04:00

The latest edition of the local Yellow Pages was recently left on my front porch. I immediately put it in the recycle bin. I can't remember the last time I looked up anything using the Yellow Pages.
A recent study showed that nearly 70% of adults in the United States "rarely or never" use the phone book, and instead opt to use the Web-based search tools, which are infinitely more convenient and efficient.
Fortunately, there is now a way for businesses and individuals to opt out of receiving paper-based phone books using a new website called the National Yellow Pages Consumer Choice & Opt Out Site. The new opt-out site was created by Yellow Pages Association, the trade organization that represents the publishers of phone books in the United States, signaling an acknowledgement that printing and distributing paper phone books to every household is no longer a sustainable practice.
To opt out of receiving the phone book on your door, go to http://www.yellowpagesoptout.com/ and register. The registration process requires you to enter your address and phone number, but a note on the page promises that this information won't be used for any purpose other than to opt out. Once registered, you'll receive an email with your auto-generated password, which you can then use to log into the site. From there, you can select which phone books you would like to receive (wishful thinking on their part?) or click the gray "Opt Out of All" button in the lower left and then click "Save Changes." After opting out, you'll get a confirmation email listing which phone books you'll be receiving moving forward, if any.
If you don't use phone books, opt out today -- and help save a few trees. National Yellow Pages Consumer Choice & Opt Out Site http://www.yellowpagesoptout.com/

As More Workers Go Mobile, Workers’ Compensation Exposure Grows

2011-06-06T11:52:00.002-04:00

Check out this article:
http://www.insurancejournal.com/news/east/2011/06/03/201020.htm

Certificates of Insurance

2011-04-12T09:33:00.003-04:00

A Certificate of Insurance (COI) is a document that evidences for one party the insurance coverage held by another party. It evidences the coverage in place at the time of issuance of the certificate. Certificates of insurance are crucial to the transacting of business and are used in a multitude of situations. It is important to note that a certificate of insurance is only evidence of insurance coverage in effect at the time of issuance of the certificate; it is not an insurance policy nor does it convey any rights to the certificate holder. It is not foolproof and is provided as information only.

Credit Rating and your insurance

2011-03-29T23:49:00.004-04:00

What does my credit rating have to do with purchasing insurance?

Credit scores are based on an analysis of an individual’s credit history. Insurers often generate a numerical ranking based on a person’s credit history, known as an “insurance score,” when underwriting and setting the rates for insurance policies. Actuarial studies show that how a person manages his or her financial affairs, which is what an insurance score indicates, is a good predictor of insurance claims. Insurance scores are used to help insurers differentiate between lower and higher insurance risks and thus charge a premium equal to the risk they are assuming. Statistically, people who have a poor insurance score are more likely to file a claim.

What is the difference between my credit score and my credit history?

Your credit history is all the information—such as credit accounts, balances due and details of your payment history—contained in your credit report. This information is collected and updated regularly by the three reporting agencies (Equifax, Experian and TransUnion). Your credit report also contains information about bankruptcies, overdue debt from collection agencies, foreclosures, liens and judgments. Whenever you apply for a loan or a line of credit, you authorize your lender to ask for a copy of your credit report. This is how inquiries appear on your credit report. Your credit score is a numerical calculation based on the information in your credit report. Your credit score, also known as your FICO score, is used by lenders to determine your credit worthiness. Your score will go up or down based on your payment history, account balances, new inquiries and a number of other factors. For more information visit MyFICO.com.

Taken from iii.org

The Under 40 Young Professionals connect in YP Fayette

2011-03-09T10:06:00.004-05:00

How Private is your Private Life?

2011-02-21T13:41:00.002-05:00

Check out our latest newsletter for more info.

Fayette's Top Teachers Compete for Teacher of The Year

2011-02-16T10:03:00.004-05:00

Our friend Aimee Gumerson is one of the finalists and has taught for 12 years, all in the Fayette County Public School System. She taught at Whitewater Middle, Fayette County High, and Flat Rock Middle before joining the staff at Fayette Middle.

The 2011 Fayette County Teacher of the Year winner will be announced on Apr. 21, 6 p.m., during the annual ceremony at New Hope Baptist Church, North Campus.

Good Luck Aimee!!

How Romantic Are You?

2011-02-11T15:34:00.001-05:00

You work hard to provide your loved ones with a life filled with happiness, comfort and opportunity. But what if you died tomorrow? Would they be able to maintain their current lifestyle and keep their future plans on track? That’s where life insurance comes in. It can’t put your family back to how it was, but it can keep them in the world they’ve always known.

So if you think you need life insurance, now is the time to do something about it. Spend a few minutes learning about life insurance, and then contact us at TCIS so we can help create a plan to protect the ones you love.

Vacant Land

2011-01-27T13:29:00.003-05:00

One of our commercial lines account manager was on the phone with a customer today. The customer wanted to know if he needed to insure his vacant land.

The answer was yes. Even if there are no structures on the property, you need to have liability coverage on the land.

Why? you ask…Well, first, if someone comes on your property and is injured or heaven forbid killed. Chances are, nowadays, someone's going to sue.

Yes, even if you have "No trespassing" signs.

Second, the coverage is CHEAP, a couple of dollars per acre for $1 million of coverage.

Third, you worked hard for that land. Let your insurance agent help you protect it. Want more information on how to insure your business, car or home properly? Email us and will give you a free quote.

Thanks,

Jan Krzykwa

Marketing Manager

Car Insurance Coverage Basics

2011-01-16T20:54:00.003-05:00

There is a lot to know about auto insurance in order to fully understand what you're paying for. The following information provides a quick education to help you navigate the twists, turns and choices involved in buying auto insurance.

Auto insurance includes three broad coverage categories designed to protect you from financial loss if you have an accident:

Property coverage pays for damage to or theft of your car.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Read More

III - Test Your Insurance IQ: Business Owners Policies

2010-10-14T12:18:00.000-04:00

III - Test Your Insurance IQ: Business Owners Policies

III - Protecting Your Home Business

2010-09-15T09:36:00.000-04:00

III - Protecting Your Home Business

III - Test Your Insurance IQ: College Students

2010-09-08T09:32:00.000-04:00

III - Test Your Insurance IQ: College Students

Puzzle Fun

2010-08-30T14:04:00.001-04:00

Come Join us at the Fayette Community Expo-Sept 14th

2010-08-30T10:38:00.001-04:00

TCIS regularly attends this vendor fair. It is the biggest one in Fayette County and a great networking opportunity. Be sure to stop by our booth and say hello!

The Benefits of Renters Insurance for College Students

2010-08-24T10:36:00.001-04:00

Looking for online Driver's Ed. class? Try this Iphone app

2010-08-09T12:00:00.003-04:00

Young drivers that take driver's ed usually qualify for a discount on their auto insurance.

Eat Smart This Summer

2010-07-09T10:04:00.000-04:00

TCIS hosts the Fayette Chamber of Commerce Business After Hours

2010-06-01T12:19:00.007-04:00

Thanks to all the business customers that helped make this event such a success.

Pascal's Pasta
Grinds and Wines
Strawn Brewing
A Healthy Appetite
Atlanta Bread Company of Peachtree City
Costco
Plan Ahead Events
Puroclean
Servicemaster Commercial
Minuteman Press in Peachtree City

The event was a great success!

Check out the latest TCIS newsletter

2010-04-20T10:31:00.000-04:00

http://archive.constantcontact.com/fs011/1102664681455/archive/1103297778189.html

Great Job Tiff!

2010-03-24T09:43:00.003-04:00

Congratulations to Tiffany, Personal Lines Assistant. She just completed her 40 hour Life and Health class and passed the Exam. Soon she will be able to offer Life and Health products!

Travelers Launches Mobile Applications

2010-03-10T08:40:00.006-05:00

New mobile apps help consumers anytime, anywhere

HARTFORD, Conn., March 8, 2010 – As the number of consumers turning to their easy to-use smartphones continues to rise, Travelers (NYSE: TRV) announced today the launch of its first mobile applications, “Auto Accident Help” for iPhone® and “Quick Connect” for BlackBerry® smartphones. Both applications are free for anyone to download. Auto Accident Help is available at the iTunes® store and Quick Connect is available on Travelers.com.
The new mobile tools provide auto accident assistance for iPhone and BlackBerry1 smartphone users. Additionally, Travelers’ customers will have the added advantage of starting the auto claim process directly through the iPhone application and the mobile Web site.
read more

Hollywood, Here we come!!

2010-02-25T06:07:00.009-05:00

Breaking News-TCIS produces it's first television commercial. After less than 1 week-customers are already checking it out during the Olympics!! See for yourself what the buzz is all about. Be sure to look for us on Comcast's MSNBC and other news and financial channels.